By David A. Wise
This quantity provides cutting edge learn on problems with value to the future health of older individuals: hard work industry habit, healthiness care, housing and residing preparations, and saving and wealth.Specific issues contain the impression of work marketplace rigidities at the employment of older employees; the impact on retirement of the supply of continuation insurance merits; and the impression of the possible check procedure (PPS) on emerging Medicare expenditures. additionally thought of are the results of overall healthiness and wealth on residing association judgements; the motivation results of employer-provided pension plans; the measure of substitution among 401(k) plans and different employer-provided retirement saving preparations; and the level to which housing wealth determines how a lot the aged shop and consume.Two ultimate stories use simulations that describe the results of stylized financial versions of habit one of the aged. This well timed quantity might be of curiosity to somebody eager about the economics of getting older.
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Additional info for Advances in the Economics of Aging (National Bureau of Economic Research Project Report)
Workers choose jobs early in their careers according to what will be important to them during their work lives: the type of work, wages, benefits, promotion possibilities, and so forth. It may be that different jobs have different hours of work, but it is rare that hours may be varied once a job has been chosen. With the approach of retirement some workers will want to reduce hours because the hours that were optimal earlier in the work life are not optimal later in life. But, because of wage and hours rigidities on their own jobs, they cannot reduce hours without changing jobs or retiring completely.
These would be men who had “retired” in the sense that they had begun to receive Social Security benefits, but they either were still working or had gone back to work. 34 Michael D. Hurd Social Security retirement benefits have hours of work that place them near the exempt amount. This is good evidence that workers believe that the earnings test has at least some characteristics of a tax. One explanation for the tax nature of the earnings test is that most workers do not know that benefits forgone through the earnings test will be regained at age 65.
If wages are higher for workers who follow similar schedules, we would expect considerable bunching of work hours. 9% of full-time workers worked one of the four schedules: 8-5, 8-4, 7-4, or 9-5 (Mellor 1986). M. The amount of bunching was by necessity much less for part-time workers. When a job requires team production, flexibility in work hours becomes difficult, and this applies whether a worker permanently works different hours from the other workers, or when a worker is on flextime. By case study, Swart (1978) investigated the drawbacks of flextime and found that many are associated with the requirements of team production.
Advances in the Economics of Aging (National Bureau of Economic Research Project Report) by David A. Wise